 ASSETZ FINANCE – YOUR PROPERTY FINANCE AND PURCHASE MADE EASY
Assetz Finance® offers you smart UK and overseas finance solutions for your investment or lifestyle property. We have a specialist team serving you whether you are an investor, holiday home buyer or thinking of moving or retiring abroad - all have access to our diverse panel of brokers, lending institutes and banks in order to secure the best finance for their purchase. In addition, for those who already own property in the UK or abroad, our specialist teams can help you unlock the equity in these properties for new projects.
The Assetz Finance Currency Exchange Service ensures that all our clients achieve the best rate of exchange for their overseas property transactions. Our currency exchange teams can fix the exchange rate for you to ensure the cost of your purchase does not increase and enable you to move money abroad or back to the UK with no commission charges or transfer fees.
Through our industry partners, Assetz Finance is able to offer a wide range of ancillary services ranging from translation, surveying, legal / tax advice through to opening current accounts and arranging buildings and contents insurance.
OVERSEAS MORTGAGES
 Assetz Finance® offers un-biased advice on the financial solutions available to English speakers for their overseas property transactions. Whether purchasing, building or renovating an overseas first, second or retirement home our specialist mortgage departments can help. Through our panel of brokers and local and off-shore lenders, we are able to find the best financial solution to fit any investment or lifestyle purchase. Our specialist teams can also assist those who already own foreign property to unlock the capital in these properties for other projects, future investment or to repay more expensive debts. In addition those who are considering running a small business overseas can use our commercial mortgage services.
Assistance is provided with the application and throughout the whole of the mortgage process.
Mortgages are available in France, Spain, Portugal, Italy, Switzerland, Cyprus, Germany, Bulgaria, Cape Verde, Canada, US, Australia and New Zealand. Mortgages are also available on commercial properties or businesses in France.
For more information on Overseas Mortgages please see our website: finance.assetz.co.uk/overseas-mortgages.htm
UK MORTGAGES
 Assetz Finance® is able to offer sub-prime mortgages, re-mortgages, lifetime mortgages, equity-release, residential buy-to-let and commercial financing. We have noticed that there are a large number of UK home-owners who have not re-mortgaged in the last 5 years and are therefore paying high variable interest rates unnecessarily. Make an enquiry now for our re-mortgage teams to contact you in order to make sure you have the best finance package on your UK properties.
Equally, with constant increases in property values in the UK means that an increasing number of home owners have access to funds via an equity-release mortgage that they never knew they had. In fact, many investors use re-mortgaging and equity release mortgages to help them put a deposit down on further properties especially overseas where larger deposits are often required.
For UK buy-to-let or commercial property purchases, whether via our UK investment property specialist Assetz for Investors, or any other agent, please see the separate buy-to-let and commercial financing sections below. Our lenders will judge each application on its merits even if the borrowers have been registered bankrupt; have CCJ’s, defaults or arrears.
For more information on UK Mortgages please see our website: finance.assetz.co.uk/uk/mortgages/
UK LOANS
 Through its partners, Assetz Finance® is also able to offer unsecured and secured loans as well as specific car finance.
Unsecured loans are perfect for raising deposits for further investments for investors who do not currently own property or the possibility of re-mortgaging/releasing equity from their home. Make an enquiry now for an un-secured loan if this sounds like you.
Conversely, secured loans are an additional method of releasing equity from your UK properties. Make an enquiry now for our secured loan teams to contact you in order to find out if you could release equity from your UK properties in this way.
Our lenders will judge each application on its merits even if the borrowers have been registered bankrupt; have CCJ’s, defaults or arrears.
For more information on UK Loans please see our website: finance.assetz.co.uk/uk/secured-loans/.
OFFSHORE AND MULTI-CURRENCY MORTGAGES
 As many people are now looking overseas for the right investment property or second home, the options for financing this venture are expanding. In the past, buyers have had two options available to them; re-mortgaging their own home to raise funds or apply to a local bank in their country of purchase for lending. There is however, another option. Some offshore arms of well-known UK banks will offer an overseas mortgage secured against the foreign property and in the currency of your choice (offshore mortgages) and what’s more these mortgages can also include currency switching options (multi-currency mortgage).
Assetz Finance® is able to offer these unique financing opportunities via its partners in order to widen the choice available to our clients when purchasing property in the UK or overseas.
For more information on off shore or multicurrency mortgages please see our website: finance.assetz.co.uk/offshore-multi-mortgages.htm
OTHER SERVICES
 Assetz Finance® prides itself in providing a “one-stop shop” service to purchasers of UK and overseas property. Not only do we advise on the financial solutions available to property investors but we are also able to provide additional services that ensure the purchase runs smoothly in fitting with the Assetz Finance® slogan “Property Finance and Purchase Made Easy”. The Other Services offered through Assetz Finance® include Currency Exchange, Property Insurance, Opening of offshore Current Accounts and overseas Current Accounts , legal advice and Tax advice, Translation servicesand Relocation services.
For more information on the other services available through Assetz Finance please see our website: finance.assetz.co.uk/other-services.htm
BUY -TO-LET AND COMMERCIAL MORTGAGES
 For UK buy-to-let or commercial property purchases, whether via our UK investment property specialist Assetz for Investors, or any other agent, Assetz Finance have selected those buy-to-let lenders whose products are the most competitive and whose service standards are excellent in order to provide you with the cheapest and simplest buy-to-let and commercial mortgage rates available for your circumstances. Our lenders will judge each application on its merits even if the borrowers have been registered bankrupt; have CCJ’s, defaults or arrears.
For more information on the UK buy-to-let and commercial mortgages available through Assetz Finance please see our sites: finance.assetz.co.uk/uk/buy-to-let-mortgages/ and investors.assetz.co.uk/commercial-property-mortgage.htm.
DEVELOPMENT FINANCE
 Assetz Finance® is able to secure funding for development projects of up to 80% loan to cost, provide mezzanine debt of up to 90% loan to cost, and can even provide up to 100% equity funding on certain projects subject to status. If you are a builder or developer or have a land interest in a development site we may be able to assist you. Using our in house Development Consultancy team we can work with you to reduce the risks associated with property development and help maximize the profit potential of your project.
Providing developer finance of up to 100% of the development project cost will enable a developer to earn a greater return on capital by being able to proceed with more projects than they would otherwise have been able to do. We specialize in working alongside you through the design process and the all important financial appraisal of a project. Utilizing our Development Consultancy team and our bespoke software solutions we can quickly appraise projects and provide detailed cash flows which will determine the overall level of finance required.
For information on Development Finance and Development Consultancy please visit our site: http://finance.assetz.co.uk/development/. |
